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Payment Protection Claim
Payment Protection Claim
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Payment Protection Claim



A payment protection claim enables you to potentially reclaim thousands of pounds in PPI payments that you have made against a mis-sold policy. Regardless of which lender sold you the policy and how they mis-sold it, you now have the right and the recourse to be able to claim that money back. There were many tactics employed by agents under incredible pressure to make sales of the highly lucrative policy and if you fell foul to any of these tactics then you can reclaim the money.



A payment protection claim should be submitted to the company responsible, in most cases. Where those companies have been declared in default it may be necessary to submit your claim to the FSCS and, in some instances, you may need to submit your claim to another company; one that has since taken over the business and assets of the original lender.


We can help with your payment protection claim. We are a claims management company that specialises in dealing with reclaiming money paid for mis-sold PPI policies and by contacting us you can first determine how much you are owed.

There are a number of steps to a payment protection claim and the first is typically to determine whether you have indeed been paying towards a PPI policy and how much you have paid. Check your existing paperwork and if you cannot find anything related to payment insurance this doesn't necessarily mean that you do not have a policy. Payment Protection Claim can help you determine whether you are owed money.

We are Payment Protection Insurance Claims specialist. Start your Payment Protection Insurance Claim today with Payment Protection Claim by calling 0800 652 3872 or just complete our quick Refund Enquiry Form opposite.
 
Payment protection claim
Payment protection claim
  Why Choose Admiral Claims?

> Refund in 60 days*
> We charge only 20% (Including VAT)
> No Win, No Fee
> Original agreements not required

Free Phone 0800 652 3872
Payment Protection Insurance Claims
Payment protection claim
  Reclaiming Your PPI is Simple.

Payment protection claim Complete our Payment Protection Claim Enquiry Form (above). Payment protection claim Just sign and return our Payment Protection Claim Pack. Payment protection claim Just leave the rest to us and wait on your PPI refund.  
 
Payment protection claim
Payment protection claim

Payment Protection Insurance Claims

How do I make my PPI Claim?

Easy. Firstly contact us - Admiral PPI Claims. We're one of the UK's largest Payment Protection Insurance (PPI) reclaim specialist with an unprecedented reclaim success rate. We're work throughout the UK so that means our clients come from all part of the United Kingdom.

Secondly, where possible, try and locate a copy of your the original loan agreement. If not don't worry as we will contact the lender on your behalf and request a copy. We'll then send out a PPI Claim Pack for you to sign and send back to us.

Thirdly sit back and wait. We'll be in touch at regular milestones of your claim.

Why choose Admiral PPI Claims?

It has been said by some parties that making a PPI claim is as easy as just writing a letter to your bank and asking for you money back. Hardly. In a handful of cases it is certainly easier to reclaim PPI than others but rest assured banks are not in the habit of handing money out for free without putting up a fight!

You simply can't loose.

This is where Admiral PPI Claims comes in. We work on a strict 'No Win No Fee' basis - that means we will not charge or ask for ANY upfront fees or payments.

Our team of trained PPI compensation experts and solicitors take the hassle and stress out of negotiating with your lender. We'll state your case and where appropriate take your claim to the Financial Ombusman to ensure you get the PPI refund you deserve.

Make you Payment Protection Insurance (PPI) reclaim with Admiral PPI Claims - one of the UK's largest PPI reclaim specialists.

Telephone Admiral PPI Claims today or complete our confidential enquiry form and we'll begin you PPI Refund immediately.

Admiral PPI Claims is regulated by the Ministry of Justice.



Filing PPI Claims- Procedure Depends Whether The Insurer ‘Sold’ Or ‘Mis-Sold’ The Policy?

Unlike other insurance policies, researching about PPI claims on the internet will bring forth two common scenarios. These are

- Filing a claim on the Payment Protection Insurance policy when you are no longer in a position to repay the debt in question, and
- Trying to claim back PPI on the grounds that you have been misled and have been ‘mis-sold’ the policy by the insurer.

The former is a genuine claim that is no different than the claim you file on your auto insurance policy. The latter refers to the realization amongst borrowers that they never seem to be eligible to file standard PPI claims and that they have been conned into buying the policy without securing any benefit in return. It is important to understand this fine distinction when you are trying to find out more about how to claim PPI.

A Standard Claim Vs Claiming Back Premium

Trying to claim back PPI is often described, rather humorously, as tougher than convincing a hungry bull dog to give up a juicy steak. Insurance companies are always eager to collect money from customers but never seem enthusiastic about honoring claims. Of course, they are perfectly justified in sticking to their standard terms and conditions before accepting PPI claims.

However, things are different when you were described one policy with one set of benefits and sold another policy providing a completely different set of benefits. Buyers are glibly told that they can file PPI claims if they lose their jobs and are not in a position to repay the debt on time.

However, those who use the internet to find out how to claim PPI protection and proceed ahead discover that ‘job loss’ protection is available only if the same has occurred for medical reasons. This simple qualification will render the policy useless and all the premium payments futile. In such a scenario, you are justified to claim back PPI premiums that you have paid.

PPI Claim Back- An Extraordinary Solution

Of course, you can initiate the process to claim back PPI just because your PPI claims have been rejected. To file claims improperly without researching on the internet as to how to claim PPI protection does not make sense. You should clearly prove that all your PPI claims will be rejected because the basic purpose of the policy was misstated when you purchased the same. it will be beneficial if you research and find out how to claim PPI premiums paid from the insurer.

Payment Protection Claim Update

If you have a Payment Protection Claim (PPI) then the good news is that Payment Protection Claims are showing no sign of slowing down. In the first half of this year (2011), Payment Protection Claims (PPI) represented against 31% for Natwest 31%nd 47% for RBS.

Barclays Bank recently released that they were receiving hundreds of Payment Protection Insurance Claims every single day and as many as 73,000 Payment Protection Claims for their financial first half of the year alone whilst Lloyds TSB also revealed had received well over 200,000 Payment Protection Claims (PPI) for their first half.

Make your Payment Protection Claim with Admiral Claims:

Nobody PPI reclaim specialist can claim 100% Payment Protection Insurance (PPI) success rate, thankfully though Admiral Claims, your Payment Protection Claim specialist is on hand, achieving an unprecedented 9 out of 10 Payment Protection Claim Success rate in 2011.

Bankers Liability:

Most of our UK high street lenders are having to face up to Payment Protection Claims (PPI) of a grand scale, here is just a snapshot of their PPI Claims laibility:
  • Lloyds TSB £3.2bn - Payment Protection Claim (PPI) pay-outs
  • Barclays Bank £1bn - Payment Protection Claim (PPI) pay-outs
  • RBS £850m - Payment Protection Claim (PPI) pay-outs
  • Santander Bank £731m - Payment Protection Claim (PPI) pay-outs
  • HSBC Bank £269bn - Payment Protection Claim (PPI) pay-outs
Recently published figures from the financial Ombusman (FOS) disclosed that they were receiving in excess of 900 Payment Protection Claims (PPI) every single day which took up a large part of their working days.

So now is the time, make your Payment Protection Claim (PPI) today!

RBS, NatWest Hit Badly By Rise In PPI Complaints

The mis-sold payment protection insurance came out in the open in 2006 when the Citizens Advice Bureau stepped in and started filing complaints against guilty financial institutions. As more and more people began to approach banks and lenders seeking compensation, the regulatory authorities stepped in and started conducting an investigation. The Office of Fair Trading and the Financial Services Authority carried out investigations and the guilt of the sellers of PPI policies was clearly established. Since then, hundreds of thousands of individuals have stepped forward and have demanded refund of the money paid. The scale of operations and the huge amount of compensation involved is clear proof that the scandal was widespread throughout the country.

Statistics provided by banks for the year 2011 indicates the impact of mis-sold PPI policies on the number of complaints received by these institutions. Close to 47% of all complaints received by the Royal Bank of Scotland in the year were related to PPI policies. Close to one third of all the complaints received by the NatWest bank were related to mis-selling of payment protection insurance policies. RBS ended up spending £850 million to settle cases of mis-sold PPI policies in the year. You too can recover the money that you ended up paying for PPI policies that have been mis-sold. You just have to analyze your past transactions and determine whether lenders included the cost of payment protection insurance policies to the loan without your consent.

Payment protection insurance will help borrowers continue loan repayments even in the event of loss of job, an illness or other complications resulting in fluctuation in income. However, this policy is not of any use if you are not eligible to file claims successfully. Banks sold PPI policies to a large number of ineligible persons. If you are one such person, you can file a claim and try to get your money back. Data indicates that an average successful PPI claim helps the person recover £3,000. The scale of PPI misselling can be understood from the fact that banks have set aside £7-8 billion towards compensation. FOS statistics indicate that 285,000 new cases have been filed this year as compared to 259,000 new cases that were filed in the previous year.